Early-Warning System

Emerging risk signals and collections intelligence — the engine mines the persisted PL book (single-day snapshot) and surfaces what is worsening before it becomes loss, each signal ranked, explained and paired with a recommended action.

Live snapshot of the 100-loan persisted book. Alert metrics, counts, overdue ₹ and distributions are real; the trend sparklines, weekly series and bucket roll-forward are modeled (single-day book — no real weekly history). PTP-kept is not tracked in this book.